Credit Joy is the most trustworthy installment loan app in Malaysia. Its installment function can greatly reduce your repayment pressure and is convenient and easy to use. Provide users with financial support ranging from RM 500 to RM 10,000. The loan can be repaid in an easy wayAbout the loanMinimum amount:500 RMMaximum amount:10,000 RMDaily interest rate:0.00049315Highest APR:18%The shortest term:91 daysThe longest term:273 daysA representative exampleApplication amount: RM 10,000Repayment period: 93 daysNumber of installments:3Total interest: RM 458.6295 Refund amount: RM 10458.6295Highest APR: 18%IT surcharge:RM 500Credit surcharge:RM 500Stamp duty:RM 5Total repayment amount:RM 11463.6295Repayment amount per period:RM 3821.21Requires:Over 18 yearsidentification cardphone numberBank card numberStable salaryprivacy protectionWhen you download Credit Joy, we ask for permission to get your mobile phone information to verify your identity and decide whether you can choose to become our member. Your information is fully protected to a high standard and we will not share your information without your prior permission.contact us:Email: mia@prestamiaes.comWorking hours: Monday to Sunday 9:00-18:00Address: Downtown Kuala Lumpur, 50100 Kuala Lumpur Malaysia